Perx vs Tusker
Tusker is one of the longest-established salary-sacrifice car providers in the UK, and its scheme bundles the car with insurance, breakdown cover, maintenance and replacement tyres. Perx covers the same ground on the car and adds the home charger, solar panels and battery storage on the same payroll deduction. Tusker does not offer home generation.
Last verified: 18 August 2026. Information about Tusker comes from tuskercars.com and its published salary-sacrifice scheme pages, read on that date. Tax rates are for the 2026/27 UK tax year.
At a glance
| Tusker | Perx | |
|---|---|---|
| Electric car via salary sacrifice | Yes | Yes |
| Service, maintenance and repair | Yes | Yes |
| Motor insurance | Included in the monthly cost | Included in the monthly cost |
| Breakdown cover | Yes | Yes |
| Replacement tyres | Yes | Yes |
| Home EV charger | Not offered on the published scheme pages | Yes |
| Solar panels | No | Yes |
| Home battery storage | No | Yes |
| Mid-contract leaver terms | Not published on their site | Three named options, employee's choice |
| Company car Benefit-in-Kind | 4% in 2026/27 | 4% in 2026/27 |
The car is not the difference. The house is.
On the vehicle itself these two schemes are close. Both put a new electric car on the driveway through a gross-salary deduction, both wrap insurance, servicing, breakdown and tyres into the monthly figure, and both attract company car Benefit-in-Kind at 4% of list price in 2026/27. An employee comparing monthly quotes would be comparing like with like.
The divergence starts at the meter. Tusker's published proposition is a car scheme. Perx covers the car and then keeps going: the home charger, solar panels and battery storage sit on the same payroll deduction. That is the whole of the difference, and it is worth being precise about who it helps. An employee in rented accommodation gets very little from it. An employee who owns their home and has a roof gets an asset that keeps producing after the car goes back.
Where Tusker is the better answer
Scale and track record. Tusker has been running salary-sacrifice car schemes since well before the current EV wave, with a large customer base and mature employer-side administration. For a large employer that wants a car scheme and nothing else, that operational depth is a real procurement argument.
A workforce that rents. Solar and battery storage need a roof the employee controls. Where most of the workforce rents, the Perx bundle narrows to roughly what Tusker already offers, and the extra scheme complexity buys little.
Vehicle choice breadth. Tusker's scheme is not restricted to electric vehicles, so an employer wanting to offer hybrids or petrol cars alongside EVs has a wider list to work from.
Where Perx is the better answer
Home generation, not just consumption. A salary-sacrificed charger lowers what an employee pays per unit of electricity. Solar lowers how many units they buy at all, and the panels stay with the house when the car lease ends. Perx is the only UK salary-sacrifice scheme we are aware of that includes the electric car alongside charger, solar and battery.
A published answer on early exit. Early termination is the question employers ask first, and Perx answers it in three named options rather than deferring to scheme policy. Details below.
Connected vehicle data underneath. Perx runs on Orbis IO's platform, so the cars on the scheme report real mileage, charging behaviour and battery state directly from the manufacturer. That matters for an employer who also has fleet reporting obligations rather than just a benefits line.
Early termination, side by side
This is the criterion buyers raise first, so it is worth stating plainly what each provider publishes.
Perx. Three standard options, agreed upfront with the employee at sign-up: transfer the sacrifice agreement to their new employer if the new employer operates a compatible scheme; settle the residual balance personally and keep the equipment (or, for batteries and EV chargers, take them to a new address); or return the equipment for a pro-rata settlement. The choice is the employee's. Employer exposure is limited to the months of sacrifice already taken, with no balloon liability sitting with the employer.
Tusker. Not published on their site as at 18 August 2026. Their public pages describe the scheme inclusions without setting out mid-contract leaver terms. That does not mean protection is absent, and many providers hold these terms in employer-specific scheme documentation rather than publishing them. It does mean an employer evaluating the two cannot compare this criterion from public information alone, and should ask directly.
A note on the tax treatment
The car and the charger sit on well-trodden salary-sacrifice ground. Solar panels and battery storage do not have the same body of specific HMRC guidance behind them, and it would be wrong to imply the treatment is identical across all four elements simply because they arrive on one deduction. Any employer launching a bundled scheme should take advice on the specific structure before going live. We would rather say that than let the bundle imply an equivalence it has not earned.
Who provides what
Perx is developed by Covase, which has managed UK fleets since 2003. Vehicle funding runs through Lex Autolease and Ogilvie Fleet, motor insurance is embedded via Beloy, and the home-energy elements are delivered in partnership with Heva Energy, who pioneered the UK salary-sacrifice route to home solar, batteries and charging and who also run their own scheme for those elements without a vehicle. Orbis IO supplies the connected-vehicle-data platform that manages each car in life. Covase reconciles the invoicing across those relationships.