Salary sacrifice that goes further than the car

Most salary sacrifice schemes give employees a car. Perx gives them an EV, a home charger, solar panels and battery storage — all contracted together, all deducted gross from their salary before tax and National Insurance are calculated.

The tax efficiency applies to everything in the bundle. Not just the vehicle.

Available on 2, 3, 4 and 5-year terms. New and pre-loved vehicles. Tax savings are indicative and depend on individual circumstances.

Find out more →
Perx salary sacrifice calculator showing monthly savings analysis
Step 01

Choose

Employees browse and select a vehicle from the Perx range — new or pre-loved — on a contract of 2, 3, 4 or 5 years. They can add a home charger, solar panels and battery storage to the same package.

Step 02

Sacrifice

The full monthly cost is deducted from gross salary — before income tax and National Insurance are calculated. Employees pay less for more, and the saving increases with the size of the package.

Step 03

Drive

The vehicle is delivered. Orbis connects to it automatically — charging costs, range, maintenance alerts and expense claims are tracked from day one. No admin required from the employee.

The tax efficiency, in plain English

Salary sacrifice works because the deduction happens before HMRC gets involved. Every pound sacrificed reduces the employee's taxable income — so they pay less income tax and less National Insurance on it. The employer saves on employer NI too.

For a fully electric vehicle, Benefit in Kind tax is currently 3% of the P11D value — a fraction of what it would be for a petrol or diesel equivalent. Combined with the gross salary deduction, the savings are substantial at both tax rates.

Monthly package Basic rate (20%) Higher rate (40%)
Package cost £500.00 £500.00
Tax and NI saving −£160.00 −£210.00
Effective monthly cost ~£340 ~£290
Figures are illustrative. Actual savings depend on individual tax circumstances, vehicle P11D value and BIK rate. Perx is provided by Covase — speak to your employer or a tax adviser for personalised guidance.

What this means for your fleet

Perx is configured by the fleet manager inside Orbis. You set the parameters — vehicle eligibility, contract terms, budget caps — and employees self-serve from there.

Every vehicle contracted through Perx is automatically connected to Orbis IO, so charging costs, expense claims and compliance records are tracked from the moment the vehicle is delivered.

For HR and Finance, Perx generates the payroll deduction data automatically. No manual input, no spreadsheet reconciliation.

Perx calculator showing salary sacrifice analysis results

Ready to offer Perx to your employees?

Talk to the Covase team about setting up a Perx scheme. We'll walk you through eligibility, the vehicle range, and how to configure it inside Orbis.

Perx is provided by Covase Ltd. Tax savings are indicative and depend on individual circumstances. Vehicle and energy product availability subject to eligibility.